Jason had owned his boutique clothing store for over a decade. Business was steady, customers loved his products, and he had never faced a serious problem until the day a customer slipped on a wet floor near the entrance. The…

Does Your Business Have Enough Liability Coverage? Here’s How to Know When Mark opened his small contracting business, he thought his insurance policy had him covered. But when a client slipped on a job site and sued for medical expenses,…

Lawsuits against businesses are more common than ever, and the financial risks keep growing. A single lawsuit—whether from a customer slip-and-fall, an employee claim, or a contract dispute—can spiral into a six- or seven-figure judgment. Standard liability coverage might not…

Running a business comes with countless risks, but one of the biggest financial threats is an unexpected claim that exceeds your existing insurance limits. Many business owners assume their general liability, auto, or employer’s liability policies provide complete protection—only to…

Every business carries some level of risk, and insurance policies help protect against financial losses. However, when a claim exceeds the limits of a standard policy, a business may be left vulnerable to serious financial and legal consequences. Exceeding liability…

Unexpected lawsuits and costly claims can put a business’s financial future at risk. Standard liability insurance covers many incidents, but for certain businesses, those limits may not be enough. This is where commercial umbrella insurance comes in, offering additional coverage…

In today’s litigious environment, businesses are more vulnerable than ever to high-cost lawsuits that can threaten their financial stability. From employee accidents to customer claims, these legal battles can quickly exhaust standard insurance policies, leaving business owners to cover massive…

For businesses of all sizes liability risks can arise unexpectedly, leaving companies vulnerable to significant financial losses. This is where commercial umbrella insurance steps in as an essential safety net. Designed to provide additional coverage when primary policies reach their…

When it comes to protecting your business, commercial auto insurance is a crucial safeguard—especially in Oklahoma, where many industries rely on vehicles to keep operations running smoothly. For businesses needing auto insurance, understanding the importance of proper coverage can make…

Navigating the basics of commercial auto insurance is an essential step for any first-time buyer in Oklahoma. Whether you’re operating a small delivery service or managing a fleet of vehicles, understanding the ins and outs of this type of coverage…