Oklahoma Workers Compensation Insurance
Protect Your Business.
Cover Your People.
Get Covered Today.
In Oklahoma, one employee is all it takes to be legally required to carry workers comp. Eagle National Insurance Group helps local businesses get the right coverage — fast, affordable, and hassle-free.
Free 15-minute policy review — no obligation
Review & quote within 24 hours
100% independent — we shop multiple carriers for you
Ready to Get Covered?
Our Oklahoma workers comp specialists are standing by. Free review, no pressure, results within 24 hours.
Free 15-minute policy review
Quote within 24 hours
100% independent — we shop for you
🔒 No obligation. No spam. Ever.
One injury without coverage can cost your business everything.
$87K+
Why It Matters
One Employee. One Injury.
One Very Expensive Mistake.
Under Title 85A of the Oklahoma Statutes, if you have even one non-family employee, you're likely required by law to carry workers comp insurance — full-time, part-time, or temporary.
Fines, legal penalties, and business shutdowns for non-compliance
Personal financial exposure of $40,000–$100,000+ per incident
Most Oklahoma small businesses pay far less than they expect
Eagle National gets you covered and keeps you compliant
Our Process
Getting Covered Is Easier
Than You Think
We handle the heavy lifting. You get covered fast — usually within 24 hours.
Tell Us About Your Business
Fill out our quick intake form. We need your industry, number of employees, and payroll estimate. Takes about 3 minutes.
We Shop Multiple Carriers
As a 100% independent agency, we compare workers comp rates across multiple top-rated Oklahoma carriers — finding you the best fit for your business and budget.
You Pick the Best Plan
We present your options in plain English — no jargon, no pressure. You choose the coverage that makes sense. We handle the paperwork and get you active.
What's Covered
Workers Comp That
Covers Both Sides
Workers comp isn't just a legal checkbox. It protects your employees when they need it most — and protects your business from costs that could otherwise be catastrophic.
Medical treatment — emergency care, surgery, rehab, prescriptions
Lost wages — ~70% of weekly wage while employee recovers (Oklahoma)
Rehabilitation — ongoing therapy and return-to-work support
Death benefits — financial support for surviving dependents
Employer protection — shields you from most employee lawsuits
Construction & Trades
Roofing, electrical, plumbing, HVAC — we specialize in high-risk class codes.
Restaurants & Food Service
High turnover, slip risks, part-time staff — we know this industry inside out.
Retail & Service
From boutique shops to staffing agencies — flexible coverage for any size.
All Industries
If you have employees in Oklahoma, we can find you the right coverage. Any industry.
Why Choose Us
We're Not a 1-800 Number.
We're Your Oklahoma Neighbors.
Eagle National Insurance Group is locally owned and operated in Catoosa, Oklahoma. We know the state's workers comp laws, local carriers, and what Oklahoma business owners actually need.
— Eagle National Insurance Group
Local Oklahoma Experts
We know Title 85A, local carriers, and Oklahoma-specific requirements — not generic national advice.
100% Independent
We work for you — not an insurance carrier. We shop multiple options to find you the best rate.
Claims Support
When something happens, we're in your corner — guiding you through every step of the claim process.
Fast Turnaround
Most businesses receive a quote within 24 hours. We know you can't wait around to get compliant.
Common Questions
Workers Comp Questions
Oklahoma Owners Ask Us
We hear these every week. Here are straight answers — no insurance-speak.
Yes — under Title 85A of the Oklahoma Statutes, as soon as you hire even one non-family employee (full-time, part-time, or temporary), you're almost certainly required to carry workers comp. The threshold is lower than most business owners expect.
Not necessarily. Oklahoma law looks at how you control the work — not just what the tax form says. If you're directing their schedule, location, and daily tasks, the state may classify them as employees. Misclassification is one of the most common and costly workers comp mistakes. We can review your situation in about 10 minutes.
It depends on your industry, payroll, and claims history. Low-risk businesses (office, retail) often pay a few hundred dollars a year. Higher-risk trades (roofing, construction) pay more. Most small Oklahoma businesses pay far less than they expect — and significantly less than the cost of a single uninsured injury, which can reach $40,000–$100,000+.
Most businesses receive a quote within 24 hours of submitting their information. Once you select a policy, coverage can typically be bound within a business day. If you need coverage urgently, let us know and we'll prioritize your request.
Absolutely. Many Oklahoma businesses are overpaying due to incorrect class codes, inflated payroll estimates, or not having their experience mod reviewed. Our free policy review takes about 15 minutes and often finds meaningful savings. There's no obligation to switch.
Report the injury to us immediately — we guide you through every step. Workers comp pays for the employee's medical care and a portion of their lost wages while they recover. You cooperate with the claim, document everything, and Eagle National is with you throughout the process. We're not a 1-800 number — you have a real local agent in your corner.
Free Download
Oklahoma Workers Comp
Compliance Checklist
25 items. 5 minutes. Know exactly where your business stands — before a claim does.