The Unexpected Bill That Woke Brian Up Brian didn’t think much of the envelope when it showed up in his Monday morning mail pile. Just another renewal, probably. But the number at the bottom made his stomach drop. His workers…
Why Job Descriptions Matter in Workers’ Comp When it comes to workers’ compensation, one of the most overlooked details is the job description. Most business owners focus on premiums, not paperwork, but vague or outdated descriptions are often the root…
What Is a Workers Comp Experience Mod and Why It Matters If you’ve ever opened your workers comp renewal and wondered why your premiums shot up, or why a friend in the same industry seems to be paying less for…
Workers comp audit prep probably isn’t on your list of favorite things to do, and you’re not alone. For most business owners, that audit notice shows up out of nowhere, and the immediate reaction is a mix of confusion, dread,…
Introduction In today’s increasingly litigious world, business leaders face risks from multiple directions. Directors and Officers (D&O) Insurance has become an essential tool for businesses of all sizes, whether for-profit or nonprofit. Eagle National Insurance, based in Tulsa, Oklahoma, offers…
What’s Hiding in Your Policy? Most business owners don’t think twice about their workers comp annual review, until something goes wrong. Maybe it’s a surprise audit. A denied claim. Or a premium spike that no one saw coming. These are…
The Surprise No Business Owner Wants Workers comp exclusions can feel like the fine print nobody warned you about, until something goes wrong. When Sam, a roofing contractor with five full-time employees, got the call that one of his workers…
Why Timing and Contractors Matter for Roof Replacement Claims The Importance of Timing When Filing a Roof Claim When a storm causes damage, many homeowners are eager to file an insurance claim right away. However, filing too soon or without…
The First 24 Hours Matter Most Here’s a cold truth: the way you handle post-injury workers comp support in the first 24 hours says more about your business than any safety slogan on the breakroom wall. The injury itself? That’s…
Workers compensation for remote workers has become a growing concern for business owners everywhere. With so many employees now working from home, it’s easy to assume that your liability stops once they’re outside the office. But that assumption can lead…